Sample section of the book is below. If you’d like to read the entire ebook please click here.

Meet the Retirees

Two people. Two portfolios. One difference that changes everything.

Richard and Tom worked similar careers, made similar incomes, and retired within a year of each other. Both did what they were told: max out the retirement accounts, diversify, stay the course. On paper, at sixty-five, they looked almost identical.

Ten years later, they don’t.

Richard checks his portfolio balance most mornings. Not because he’s doing anything wrong, but because his retirement depends on what that balance can continue to support. Every withdrawal raises the same questions: How much is safe to spend? How long will it last? His plan has a built-in countdown, whether he wants to watch it or not.

To read more please enter your email address and we will send you the complete ebook.